JCT Building contract for a home owner/occupier with no consultant (JCT1)

JCT Building contract for a home owner/occupier with no consultant

Suitable for a homeowner who wants to employ a builder, this contract from the Joint Contracts Tribunal has the Plain English Crystal Mark for clarity and is designed to protect the homeowner from problems during building works, renovations, and property improvement projects.

Having a contract in place with your builder is an essential part of planning your home improvement project and provides the peace of mind of legal protection.

Formally agreeing the arrangements and terms with your builder using JCT Homeowner Contracts, and following them thoroughly, means key aspects of your home renovation project are carefully considered and you can look forward to a successful outcome to your project.

This contract is in PDF format and only certain sections of it can be edited. You will need an up-to-date version of Adobe Acrobat Reader to use it. 

The JCT Homeowner Contracts are PDFs and designed to function through Adobe Reader only.  Any customer with Apple software must  download Adobe even if they have Preview and prompt the contract to open in Adobe Reader as Preview is usually the default reader on a Mac.






Want more info? - See detailed Explanatory Notes below


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What's in it?

Whilst for obvious reasons we can't show you the actual item before you purchase it, we can do the next best thing. We show you the explanatory notes that go with each contract and, in the case of books and forms, a brief summary. These will give you a good idea of the content of the document before you buy it. 


Explanatory Notes

This contract is in PDF format.

You will need an up-to-date version of Adobe Acrobat to use it. 

After you download it, you can edit the PDF to a limited extent in the spaces identified for that purpose. Once you have made all the changes, you then lock the document so no further edits can be made. It is ready for signing.

Contents and Guidance for using this Contract: 

Before you sign the contract

Specifications and drawings

Make sure you are both quite clear about which of you will produce specifications or drawings, if they are needed.

Clarify the arrangements for the work

Make sure that you and the builder have filled in all the details in Part 1 of the contract, which deals with the arrangements for the work. The builder must also fill in the Cancellation form at the back of the contract.

Conditions of the contract

Make sure you and the builder have read and understood the terms in Part 2 of the contract.

Advance payments

Builders sometimes ask customers to make payments in advance, before they do the work. Only consider making payments in advance for goods that need to be specially made off site before work can start on your home.

Paying in instalments

Should you agree to pay in instalments, these should relate to stages of the work, (for example, brickwork complete, plastering complete, roofing complete, alterations to ground floor) rather than timescales. Only stages that can be clearly defined should be used.

Find out about the adjudication scheme referred to within the contract

Details of the adjudication scheme are within the contract itself, available at www.jctcontracts.com and from the organisations running the scheme.

Adjudication is a fast and relatively cheap way of settling disputes. The adjudicator's decision will be binding unless you or the builder challenge it in court. (If the adjudicator's decision is challenged in a court you may have to pay other costs.)

Before the work starts

Right to cancel

You can cancel the contract within 7 days of signing it. There is a cancellation form at the back of the contract.

Tell your insurers about the building work

If you have buildings or contents insurance, make sure you inform your insurers. If you do not tell your insurers, they may not pay out if you make a claim.

Check your builder has insurance

You should ask the builder to confirm that he has insurance cover before starting the work. To keep to the contract, the builder must have insurance to cover the building work, the materials on site for the work, and his ‘public liability to persons and property’ (cover against injuries to people and damage to property).

Keeping within building regulations and the law

The builder must keep to building regulations and health and safety laws. If the customer has any concerns, he should discuss these with the builder.

If the builder does not keep to the relevant local authority's building approvals, and the builder cannot put the matter right, the local authority will hold you responsible.

Once the work is underway

Give details of any changes to the work in writing

If you need to give instructions on a change to the work, or to tell the builder about any faults in the work, give details in writing.

And if a dispute should arise

If you have any disagreements while the work is being done, first try to sort them out between you before considering going to adjudication or to the courts.

Further guidance

Contact your local authority's planning and building control departments or view their website.

You can find out more about JCT Homeowner contracts here.


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